Pay Raise Calculator
See what a raise is really worth: gross and estimated net increase, monthly impact, and purchasing power after inflation.
- Free
- No signup
- Private browser calculation
Estimated net monthly increase
₹4,000.00
A 10% raise: ₹6,00,000 → ₹6,60,000 per year.
- Raise amount (yearly)
- ₹60,000
- Raise percentage
- 10%
- Current net (yearly)
- ₹4,80,000
- New net (yearly)
- ₹5,28,000
- Net annual increase
- ₹48,000
A 10% raise increases gross monthly pay by approximately ₹5,000.00 and estimated net monthly pay by ₹4,000.00.
These estimates are for general planning only and are not payroll, tax, legal, accounting or financial advice. Actual take-home pay, deductions and tax obligations may differ.
Assumptions and conventions
- Net figures use your estimated effective tax rates before and after the raise — the increase is not exact unless verified country tax rules are applied (none are configured).
- Deductions are annual amounts you enter for each situation.
- The purchasing-power figure deflates the new net pay by one year of inflation.
- Values are calculated at full precision and rounded for display; columns may differ from totals by a small rounding amount.
Gross versus net raises
A raise is quoted gross, but you receive it net. Because extra income can be taxed at a higher effective rate, the net increase is usually smaller than the headline — enter your estimated rates before and after to see by how much. An optional inflation figure shows whether the raise beats rising prices at all.
Formula
New salary = current × (1 + raise %) or the amount you enter. Net (each side) = salary × (1 − effective rate) − deductions. Real increase = new net ÷ (1 + inflation) − current net.
Assumptions
- Effective tax rates are your estimates — the net increase is not exact without verified country rules (none are configured).
- Inflation deflates the new net pay by one year.
Content and formulas reviewed on 2026-08-06. See our methodology for how calculations are built and tested.
Worked example
A 10% raise from 6,00,000 to 6,60,000 adds 5,000 gross per month. With effective tax moving from 20% to 22%, the net gain is about 2,900 per month — 58% of the headline raise.
Frequently asked questions
Why is my net raise smaller than the gross raise?
Additional income is often taxed at your highest applicable rate, so the average rate rises. Entering slightly different before/after effective rates captures this.
Does a raise into a higher bracket reduce my pay?
No — in a progressive system only the income inside the higher bracket is taxed at the higher rate. A raise never reduces net pay by itself.
What does the inflation option show?
Whether the raise increases what you can actually buy: a 5% raise during 5% inflation roughly maintains, not improves, purchasing power.
These estimates are for general information only and are not financial, tax, legal, or investment advice. Rates, fees, and lending rules vary by lender and country. Actual costs and outcomes may differ from the projections shown.